Merchant Account Services: Secure Payments With Fibonatix

As a high-risk business owner, finding the right merchant account services provider is crucial to ensuring smooth and secure credit card processing.

At Fibonatix, we understand that managing payments can be a complex task, which is why we offer comprehensive merchant account services to simplify the process for you. From credit card processing to payment gateways and virtual terminals, we have everything you need to streamline your payment processing and grow your business.


Merchant services involve the process of accepting credit card payments from customers. Once a customer makes a purchase using their credit or debit card, the payment is processed through a merchant account service provider like Fibonatix. Funds from the transaction are then deposited into the business’s bank account, minus any fees or markups charged by the payment processor.

With the increasing prevalence of online transactions, securing payments has become more important than ever. At Fibonatix, we prioritise the security of our clients’ transactions by providing advanced fraud detection tools and industry-standard encryption to protect sensitive data. Our secure payment gateway and virtual terminal ensure that your customers’ information is safe, giving them peace of mind while making online payments.

  • Supports Global Target Markets

    Our payment processing services can support businesses targeting global markets, helping you accept payments from customers around the world.

  • Intuitive Monitoring Dashboard

    Easily monitor your transactions and analyse sales data in real-time with our dashboard. To make more informed business decisions.

  • PCI DSS Compliant

    Our payment processing services are fully PCI DSS compliant. Customer data is securely protected and transactions are processed in accordance with industry standards.

  • Accept Leading Card Brands

    Accept payments from leading card brands such as Visa, Mastercard, and American Express for a convenient and secure payment experience.

  • Business Intelligence Capabilities

    We’re proud to provide businesses with valuable insights into sales data and customer behaviour, helping you drive growth and increase revenue.

What Should You Look For in a Merchant Services Provider?

When choosing a merchant account service provider, there are several factors to consider. Look for a provider with transparent pricing and reasonable rates, including low monthly fees and transaction fees. Additionally, consider the level of customer support and service provided by the merchant account provider.

At Fibonatix, we are dedicated to providing personalised support and service to our clients, ensuring that all their payment processing needs are met.

Key Industries Fibonatix Serves

  • Pharmacy

  • CBD

  • Adult

  • E-Cigs, Vapes & E-Liquds

  • Online Dating & Dating Sites

  • Nutraceuticals

  • Supplements


In this day and age, every company needs an account specifically for making and taking business-related payments. With our help, you'll be equipped to accept all major forms of modern electronic payment.

—   Tal Milleer, CEO

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At Fibonatix, we understand that managing payments securely is crucial for high-risk and small businesses. That’s why our merchant account services offer a range of features to simplify payment processing. Our virtual terminal enables merchants to accept credit card payments through any device with an internet connection, and our payment gateway integration allows for easy online credit card processing.

Plus, our platform provides robust data reports to help you track payments and make informed business decisions. Our system also allows for payment links to be sent directly to customers, making payment collection a breeze. With Fibonatix, customer management is simple and efficient, with tools to manage payment information, subscriptions, and recurring billing.


We offer a comprehensive suite of payment solutions designed to meet the needs of high-risk businesses across a range of industries.
View our bespoke solutions below and discover how you can achieve your online payment processing goals.

News & Resources

Want To Learn More About Our Merchant Account Services?

To learn more about how Fibonatix’s merchant account services can help your business thrive, browse our FAQs or contact us today to speak with one of our experts.


  • Opening a merchant account service with Fibonatix is a straightforward and hassle-free process. Our team of experts will guide you through the process, ensuring you have everything you need to get started quickly. To apply for a merchant account, simply fill out our online application form, provide the necessary documentation, and wait for approval.

  • At Fibonatix, we understand the importance of offering contactless payment solutions to businesses. We offer a range of options, including mobile payment options like Google Pay, and contactless payment terminals for in-person transactions. With our advanced payment gateway technology, you can offer your customers the convenience and security of contactless payments, both in-store and online.

  • At Fibonatix, we believe in transparency when it comes to pricing. We offer competitive rates and pricing with no hidden fees or markups. Our merchant account service fees are straightforward, with no surprise charges or monthly fees. We work with our clients to find the best pricing and payment processing solutions for their business needs.

  • At Fibonatix, we believe in transparency when it comes to pricing. We offer competitive rates and pricing with no hidden fees or markups. Our merchant account service fees are straightforward, with no surprise charges or monthly fees. We work with our clients to find the best pricing and payment processing solutions for their business needs.

  • Fibonatix is committed to providing excellent customer support to our clients. We offer dedicated support to help businesses navigate the complexities of payment processing. Our team is available to answer any questions or concerns you may have about your merchant account service, credit card processing, or payment gateway. We also provide resources and tools to help you manage your account, including a virtual terminal and online reporting.

  • A merchant account is a type of bank account that allows businesses to accept credit cards, debit cards, and other forms of electronic payment. A business bank account, on the other hand, is a standard checking account that businesses use to manage their finances.

  • In most cases, businesses will need to open a separate bank account specifically for their merchant services. This is because the funds from credit card and debit card transactions are typically held in a separate account before being transferred to the business’s main account.

  • Payment processors are companies that handle the technical aspects of credit card and debit card transactions. When a customer makes a purchase using their card, the payment processor verifies the transaction and sends the funds to the merchant’s merchant account. From there, the funds are typically transferred to the business’s bank account.

  • An internet merchant account is a type of merchant account that specifically allows businesses to accept payments online. While it is possible to accept credit cards and debit cards without an internet merchant account, businesses that process a significant volume of online transactions may benefit from having one.