Fibonatix Payments Blog

Credit card payments for small businesses: A UK merchant's guide

April 7, 2026

Are you an SME wondering how to take card payments? Get everything you need to know here. The ‘taking card payments: small business’ guide, brought to you by Fibonatix.

Restaurant chargebacks: Causes, costs, and how to prevent them

April 7, 2026

The restaurant sector is one of the most notoriously difficult industries to succeed in, and a growing culture of customers issuing fraudulent chargebacks is making it harder than ever for restaurateurs to grow their business in an already […]

Visa fraud monitoring programme changes: What VAMP means for UK and EEA merchants

April 7, 2026

Big changes are coming to how fraud and disputes are managed. The new Visa Acquiring Monitoring Programme (VAMP), set to launch in April 2025, introduces stricter fraud thresholds and expanded metrics across the UK and EU, raising compliance …

What is a high risk business? Merchant risk management explained

April 7, 2026

Companies often try to avoid risk rather than manage risk. Fibonatix demystify risk and outline the best practices for risk management.

High-risk payment processing: What UK and EEA merchants need to know

March 19, 2026

Risk is an unavoidable reality all businesses must navigate, and unfortunately, some industries are considered more high-risk than others. There are various types and levels of risk that merchants considered “high-risk” face, and these can impact …

What Exactly Are Payment Gateways & How Do They Work?

March 18, 2026

It’s no secret that online shopping is now the norm, but while the transition has been easy for the shopper, retailers (particularly SMEs) have often faced difficulty. Today, understanding how payment gateways work is essential for businesses of …

Steps to Success: Inside Zamnesia's Journey with Fibonatix

March 17, 2026

After a significant period of providing payment solutions and support to Zamnesia, a successful business in the cannabis field, we decided to conduct the following interview to showcase our relationship with them as a testimonial to our successful …

E-commerce payment gateways: How to choose, integrate, and optimise for UK and European merchants

March 16, 2026

Ecommerce payment gateways act as the bridge between your customers and your bank account, ensuring transactions are processed securely and efficiently. They’re more than just a tool for accepting payments; they’re a crucial part of enhancing the …

PCI DSS compliance for subscription businesses with Fibonatix

March 13, 2026

Fraudulent transactions are a reality that many merchants, customers and payment service providers will contend with at some point or another. They are not as widespread as believed, but the remedy that card schemes use to minimise fraud, a payments …

CBD payment processing in the UK and EEA: Card acceptance for established CBD merchants

March 12, 2026

The evolving cannabis industry has ushered in a new era of financial transactions – no longer are cannabis customers making purchases only with cash. As the legal framework around cannabis has continued to shift, so have the ways in which …

How to market your CBD business in the UK without getting banned

March 9, 2026

Discover how cannabis businesses can enhance their marketing without fearing sanctions. Stricter regulations and negative perceptions have made online advertising challenging. However, businesses can leverage SEO, content creation, and outreach …

The Ultimate Guide to Payment Processing for SMEs

February 18, 2026

There’s no question that having a seamless, secure payment system is crucial for the success of small and medium-sized enterprises (SMEs). Whether you’re operating online-only or across physical locations, providing payment accommodations for …