Debit & Credit Card Payment Processing Services

At Fibonatix, we provide a comprehensive suite of card processing services to merchants worldwide, including advanced POS solutions and secure credit and debit card payment gateway services.

Our global payment processing capabilities enable merchants to expand their business and offer seamless payment experiences to customers around the world. Whether you operate a small business or a larger enterprise, our credit card processing solutions are tailored to meet your specific needs and help you grow your business.

What to Expect From Fibonatix’s Credit Card Processing Solutions

At Fibonatix, we understand the importance of efficient and secure credit card processing and payment gateway services for businesses of all sizes. Our credit card processing solutions are designed to simplify payment processing while ensuring fast, secure, and user-friendly transactions. With our customisable credit and debit card payment gateway, you can tailor your card processing system to your business needs and provide your customers with a seamless payment experience.


We are committed to providing our clients with the highest level of dedicated support. Our team of experts is available to assist you throughout the entire credit card processing journey, from setup and integration to ongoing maintenance and technical support. You can trust us to keep your customer data secure with PCI DSS compliance and advanced security measures, so you can focus on growing your business with peace of mind.

  • Supporting global target markets

    Fibonatix's card processing solutions enable businesses to reach a global customer base by supporting payments in multiple currencies and languages.

  • Intuitive monitoring dashboard

    Keep track of all your card transactions and monitor your payment gateway performance in real-time with our user-friendly dashboard.

  • PCI DSS compliance

    Rest easy knowing that your card processing is managed with the highest level of security and compliance with our PCI DSS compliant payment gateway.

  • Accept leading card brands

    Fibonatix's payment processing solutions accept all major credit and debit card brands, ensuring that your customers can easily pay using their preferred payment method.

  • Business intelligence capabilities

    Gain valuable insights into your payment processing performance and customer behaviour with Fibonatix's advanced business intelligence capabilities.

Support Customers With APMs and Integrate With Third-Party Platform Providers

Fibonatix’s leading payment gateway solution enables physical and online businesses to support customers with alternative payment methods (APMs) and to integrate with third-party platform providers. We provide a wide range of debit and credit card processing capabilities and our streamlined checkout process makes it easy for your customers to complete transactions.

With flexible contracts, clients also have the freedom to choose the payment processing solution that works best for their business. We also offer customised reports and data filtering, allowing you to monitor your card transactions in real-time from anywhere, providing valuable insights into your sales performance.

Digital Wallet Payments With Fibonatix

In addition to our card payment solutions, our payment gateway supports leading eWallet solutions and APMs such as Apple Pay, Google Pay, and Skrill, enabling you to meet your customers’ preferred payment methods. As a world-leading digital wallet and online payment processor, we maintain a strong focus on security and compliance. Our solution also includes customisable reports and data filtering to help you manage your finances and transactions.


We’re proud to offer a comprehensive range of services for merchants, including debit and credit card payment processing, payment platforms subscriptions, mobile payments, and more. Our payment gateway solution supports leading card brands and provides an express checkout process for improved sales. As a trusted merchant account provider, we offer competitive pricing and customisable payment solutions tailored to your business needs.

Speak to Our Payment Experts Today

Processing debit and credit card payments is the lifeblood of your business-naturally, you want to keep things safe, secure, and simple. That's where we come in.

—   Tal Miller, CEO

About Where We Work

We specialise in providing tailored payment gateway services to SMEs and businesses operating in high-risk industries. From CBD and dating to nutraceuticals and cosmetics, we offer bespoke eCommerce payment processing solutions that streamline transactions, boost sales, and improve cash flow. Find out more about high risk credit card processing here.

Our services are not just limited to the UK, but also extend across the EEA, making us the ideal partner for businesses looking to achieve their online credit card payment processing goals.


    The Bonded Warehouse, 18
    Lower Byrom St, Manchester,
    M3 4AP


    Knesebeckstraße 59-61,
    10719 Berlin


    26th Floor, T B.S.R Tower
    3 Totseret Ha arets St.
    Petah Tikva

Explore Our Blog Page

Discover our blog and find out why we’re recognised as leading global payment specialists.

Tips, news, and insights about the latest Fintech trends, solutions, events, considerations, and challenges.

Discover Our Payment Processing Solutions and Services

Fibonatix provides a variety of customised payment processing solutions, built to simplify the payment experience for our clients. Our solutions are specifically designed for high-risk industries and prioritise flexibility, security, and compliance.

Discover our tailored solutions below to learn how we can assist you in streamlining payments, increasing sales, and achieving your business objectives.


Want To Learn More About Our Merchant Credit Card Processing?

For more information about our merchant credit card processing solutions or related payment services, browse our FAQs or speak to our expert team by filling out the contact form below.

FAQs about Pay by Link Services

  • Credit and debit card payment processing services involve a payment processor that facilitates transactions between merchants and card issuers. The payment processor securely captures payment data, authorises the transaction, and transfers funds from the customer’s account to the merchant’s account.

    Furthermore, these services work globally, allowing businesses to accept payments from customers all around the world. To set up credit and debit card processing services, businesses typically sign contracts with merchant account providers and integrate the payment gateway into their checkout process. During transactions, industry standard encryption is used to protect customer data and meet regulatory requirements.

    Businesses can also benefit from the analytics provided by credit card payment processing services, allowing them to gain insights into their sales and finances. Additionally, some services offer prepaid card options and support for digital wallets and subscriptions.

  • Accepting credit and debit card payments can benefit businesses in several ways. It can increase sales and improve cash flow, enhance customer convenience, and reduce the risk of fraud. Plus, accepting prepaid cards allows businesses to expand customer reach even further. Businesses can also access analytics on their transactions, helping them make data-driven decisions about their operations. With competitive prices, credit card processing services offer an excellent value for businesses of all sizes.

  • Credit and debit card processing services are secure due to industry standard encryption methods and regulatory requirements. These measures protect customer data from potential breaches and fraud. At Fibonatix, we prioritise customer data protection and ensure that our payment processing solutions comply with all relevant regulatory requirements.

  • The length of time it takes to set up credit and debit card processing services can vary depending on several factors. These include the type of merchant account you require, your business model, and whether you are a low-risk or high-risk business. Generally, the process can take a few days to a few weeks, but it may take longer for high risk merchant industries due to additional regulatory requirements.

    During the setup process, you will need to provide various documents and information such as business registration details, financial statements, and identification documents. Additionally, you may need to complete a risk assessment to determine your business’s risk level, which will affect the type of merchant account and fees associated with your account. Once your account is set up, you will typically receive industry-standard encryption to protect your customer’s data and ensure the security of all credit and debit card transactions.

  • Credit and debit card processing service providers like Fibonatix offer various types of customer support, such as email, phone, and chat support, as well as dedicated account managers to help resolve any issues that may arise.

  • Yes, there are some risks associated with credit and debit card processing services, including chargebacks, security breaches, and fraud transactions. However, by partnering with a reputable payment processor that employs industry-standard security measures and fraud prevention tools, businesses can minimise these risks and protect their customers’ data. It’s important to choose a payment processor that is compliant with regulatory requirements and offers robust customer support to help businesses manage any potential issues that may arise.

  • Our credit card processing services support over 150 currencies globally.

  • Learn more about credit card merchant services here. We also have a page dedicated to credit card processing platforms.

  • Interchange fees are fees charged by card networks like Visa and Mastercard to cover the cost of processing transactions. They are typically a percentage of the transaction amount plus a flat fee. These fees vary depending on factors such as the type of card used (debit, credit, rewards), the type of transaction (in-person, online), and the merchant’s industry. Understanding interchange fees is crucial as they contribute to the overall cost of accepting credit and debit card payments for businesses.

  • Yes, our credit card processing services also support international debit card payments, allowing businesses to accept transactions from customers worldwide. We offer multi-currency support and facilitate seamless cross-border transactions to help businesses expand their customer base globally.

  • We employ advanced fraud detection tools and security measures to safeguard against fraudulent debit card transactions. Our systems analyse transaction data in real-time to identify suspicious activity and flag potentially fraudulent transactions for further review. Additionally, we offer chargeback protection and dispute resolution services to help businesses mitigate the impact of fraudulent transactions on their bottom line.

  • Yes, we provide businesses with access to comprehensive reporting and analytics tools that allow them to track and analyse debit card payment activity in real-time. Our customisable dashboards provide insights into transaction volumes, revenue trends, customer behaviour, and more, empowering businesses to make data-driven decisions and optimise their payment processes for maximum efficiency.

  • Our payment processing services include flexible integration options to seamlessly integrate our debit card processing services with your existing systems, including APIs, SDKs, and plug-and-play solutions. Our team of account managers works closely with businesses to understand their unique requirements and tailor integration solutions that meet their specific needs. Whether you’re looking to integrate with e-commerce platforms, POS systems, or mobile apps, we’ve got you covered with scalable and reliable integration options.